Terms & Conditions

These Terms and Conditions, together with any policies, notices, disclosures, checkout terms, payment terms, refund terms, disclaimers, rules, or other documents incorporated by reference, including the Privacy Policy, constitute a legally binding agreement between you and Cameron Gupta LLC, the owner and operator of camerongupta.com and its related business operations.

By accessing, visiting, browsing, using, submitting information to, communicating with, purchasing through, making a payment through, donating through, or otherwise interacting with camerongupta.com, you acknowledge that you have read, understood, and agree to be bound by these Terms.

1. Parties and Scope

These Terms are entered into by and between you and Cameron Gupta LLC, a Florida limited liability company and the owner and operator responsible for camerongupta.com and related business operations.

These Terms govern camerongupta.com; the GupSh0p iPhone application; GupShop-branded pages and functionality; website content; user accounts; the Digital Library and all digital documents, files, passwords, and digital content made available through it; the GupVault and GupCoins; checkout, donation, payment, and transaction flows; Stripe-hosted payment pages or payment links; App Store in-app purchases where offered; receipts; refund requests; payment disputes; and all communications or interactions with Cameron Gupta LLC.

2. Acceptance of Terms

By accessing, visiting, browsing, using, submitting information to, communicating with, purchasing through, making a payment through, donating through, or otherwise interacting with camerongupta.com, you acknowledge that you have read, understood, and agree to be bound by these Terms.

If you do not agree to these Terms, you must not access, use, transact through, submit information to, or otherwise interact with camerongupta.com.

3. Eligibility and Authority

You represent that you are at least 18 years old or the age of majority in your jurisdiction, have legal capacity to enter into these Terms, are not prohibited from using the website under applicable law, will provide accurate and complete information, and will comply with applicable laws and payment-network requirements.

If you use the website on behalf of another person, company, or organization, you represent that you have authority to bind that person, company, or organization to these Terms.

4. Website Ownership and Operator

camerongupta.com is owned and operated by Cameron Gupta LLC. Cameron Gupta LLC is responsible for the website, business operations, payment flows, policies, records, and services associated with camerongupta.com unless otherwise expressly stated in a signed writing by Cameron Gupta LLC.

Any references to trade names, project names, brands, products, services, pages, tools, campaigns, payment descriptions, or business labels, including GupShop, are subordinate to and operated under Cameron Gupta LLC unless otherwise expressly stated in writing.

5. Changes to Terms

Cameron Gupta LLC may update, revise, amend, modify, replace, or discontinue these Terms at any time in its sole discretion. The updated Terms will be posted on camerongupta.com with an updated effective date or last updated date.

Your continued access to or use of camerongupta.com after changes are posted constitutes acceptance of the revised Terms to the fullest extent permitted by law. You are responsible for reviewing these Terms before using the website or submitting a payment.

6. Privacy Policy

Your use of camerongupta.com is also governed by the Privacy Policy, which is incorporated into these Terms by reference. By using camerongupta.com, submitting information, attempting a transaction, or completing a transaction, you acknowledge that information may be collected, used, processed, retained, disclosed, and transferred as described in the Privacy Policy and by applicable service providers, including payment processors.

7. Stripe, Apple, and Third-Party Payment Processing

Cameron Gupta LLC may use Stripe and other third-party payment processors to process payments, facilitate checkout, manage and provide payment records and any Stripe-hosted receipt links, evaluate transaction risk, process refunds, and handle payment disputes.

Stripe supplies the underlying payment records and any Stripe-hosted receipt URL. GupShop’s branded receipt emails and password-reset emails are sent by Cameron Gupta LLC through its transactional email provider, Resend, not by Stripe.

By submitting or attempting to submit a payment through camerongupta.com, you acknowledge that your payment may be processed by Stripe or another third-party payment processor and that your use of payment methods, cards, wallets, or other payment features may be subject to applicable third-party terms, privacy notices, authentication rules, risk controls, and security procedures.

Cameron Gupta LLC does not control every Stripe page, wallet page, receipt layout, authorization prompt, security check, risk decision, payment-provider decision, bank decision, card-network decision, or wallet-provider decision.

GupCoin products that may be offered inside the GupSh0p iPhone application are processed as in-app purchases by Apple. Apple displays the localized price and purchase terms, charges the customer’s App Store account, and controls App Store refunds. The application no longer offers a new native Digital Library subscription, free trial, one-time library purchase, or library purchase-restoration screen. Apple may continue to process an existing Digital Library subscription until it is canceled in Apple subscription settings, and deleting a GupShop account does not cancel that subscription. Cameron Gupta LLC continues to verify Apple-signed GupCoin and historical Digital Library transaction, renewal, refund, and revocation data before recognizing credits or an existing entitlement on a signed-in GupShop account.

• Stripe Privacy Policy: https://stripe.com/privacy
• Stripe legal terms: https://stripe.com/legal
• Apple Media Services Terms and Conditions: https://www.apple.com/legal/internet-services/itunes/

8. Nature of Website and Services

camerongupta.com may provide information, payment functionality, checkout flows, donation functionality, product or service descriptions, transaction pages, business communications, and related online functionality.

Cameron Gupta LLC reserves the right to modify, suspend, discontinue, remove, restrict, or change any aspect of the website, including products, services, payment flows, content, prices, fees, descriptions, availability, features, and functionality, at any time without notice.

Cameron Gupta LLC does not guarantee that camerongupta.com will be available, uninterrupted, secure, error-free, compatible with your device, compatible with your browser, compatible with your payment method, or free from defects.

9. No Professional Advice

Content on camerongupta.com is provided for general informational, commercial, or transactional purposes only. Nothing on camerongupta.com constitutes legal, financial, tax, investment, accounting, medical, insurance, professional, fiduciary, charitable-solicitation, or other regulated advice. You are solely responsible for evaluating any information, transaction, product, service, payment, donation, or decision and for consulting qualified professionals where appropriate.

10. User Responsibilities

You agree that you will use camerongupta.com only for lawful purposes; provide accurate and complete information; maintain the confidentiality and security of any device, account, payment method, wallet, email address, or communication channel used to interact with Cameron Gupta LLC; comply with these Terms and all applicable laws; pay all amounts lawfully charged or owed; promptly notify Cameron Gupta LLC of unauthorized transactions or errors; and refrain from deceptive, abusive, harmful, or unlawful conduct.

You are solely responsible for all activity conducted through your device, browser, payment method, wallet, email address, or other communication channel, except to the extent applicable law provides otherwise.

11. Accounts, Registration, and Credentials

camerongupta.com may allow you to create an optional account with an email address and password. You do not need an account to browse camerongupta.com or to complete a payment. When you create an account, you agree to provide accurate, current, and complete information and to keep that information up to date.

You are responsible for maintaining the confidentiality and security of your account credentials, including your password and any recovery code issued to you. A recovery code may be displayed to you when you create an account or when you request a new one. Cameron Gupta LLC stores only a one-way cryptographic hash of your password and recovery code and cannot retrieve or display the original values later. You agree to store your recovery code in a safe place, to notify Cameron Gupta LLC promptly of any suspected unauthorized access to or use of your account, and to accept responsibility for activity that occurs under your account, except to the extent applicable law provides otherwise.

Password resets may be completed through a reset link sent to the email address on the account, where available, or by using your recovery code. Cameron Gupta LLC may add, change, limit, suspend, or discontinue password reset methods, account features, or account availability at any time, subject to applicable law.

Cameron Gupta LLC reserves the right to refuse registration, reclaim or disable account identifiers, and suspend, restrict, or terminate accounts at any time for any lawful reason, including suspected unauthorized use, security risk, fraud, abuse, payment-dispute abuse, or violation of these Terms. Account information is handled as described in the Privacy Policy.

12. Prohibited Conduct

You may not use camerongupta.com for any unlawful, deceptive, abusive, harmful, or malicious purpose; submit false, inaccurate, incomplete, misleading, or unauthorized information; use another person’s payment method without authorization; initiate unauthorized transactions or abusive payment disputes; interfere with website operation; attempt to gain unauthorized access to website systems or payment flows; copy, harvest, scrape, or extract website content or data without permission; impersonate any person or entity; violate payment processor, card network, bank, wallet-provider, or financial institution rules; or use camerongupta.com in a way that harms Cameron Gupta LLC, its users, vendors, service providers, systems, reputation, or business operations.

Cameron Gupta LLC reserves the right to investigate, restrict, block, suspend, terminate, report, preserve records, or take legal action concerning suspected prohibited conduct.

13. Payments and Authorization

All payments made through camerongupta.com are subject to these Terms, any checkout disclosures, payment processor terms, card-network rules, bank rules, wallet-provider rules, risk controls, and applicable law.

By submitting a payment, you represent that you are authorized to use the payment method, the payment information provided is accurate, the transaction is lawful, you have reviewed the amounts shown before authorization, you authorize the final amount displayed, submitted, calculated, or otherwise agreed to at checkout, you are responsible for all amounts charged, and you will not initiate an improper, false, or abusive payment dispute.

Cameron Gupta LLC may use Stripe or any replacement or supplemental payment provider. Cameron Gupta LLC is not responsible for third-party payment processor outages, delays, errors, declines, holds, account actions, authentication requirements, fraud reviews, or other third-party conduct except to the extent required by applicable law.

14. Payment Descriptions, Donation Wording, and Tax Treatment

The website, checkout flow, Stripe-hosted page, receipt, payment metadata, or related payment records may describe an entered base amount as a Donation or use similar payment-purpose wording.

Unless Cameron Gupta LLC expressly states otherwise in a signed written agreement or separate written policy, the use of the word Donation does not mean that a payment is tax-deductible, charitable, a political contribution, a pledge, a grant, an investment, a loan, a deposit, an escrowed amount, a stored-value balance, or an ownership interest.

Cameron Gupta LLC does not represent that payments made through camerongupta.com qualify for any tax deduction, charitable deduction, credit, exemption, rebate, investment treatment, or regulated financial treatment. You are responsible for determining whether a payment is appropriate for your own tax, accounting, legal, and financial situation.

15. Pricing, Fees, and Final Amounts

Prices, entered amounts, payment amounts, fees, charges, final totals, and transaction terms may be displayed, calculated, or communicated through camerongupta.com, the checkout flow, the payment page, Stripe Checkout, Apple Pay or other wallet interfaces where supported, an App Store purchase sheet for an eligible product in the GupSh0p iPhone application, or a related transaction interface. You agree to review all amounts before submitting payment. By completing a transaction, you authorize the final amount charged.

The website checkout flow may add a separate customer-visible 40% Platform & Operations Fee (the "Fee") to the base amount you enter. The final website charge is the base amount plus the Fee. For example, if you enter $1.00, the website checkout flow may show a $0.40 Fee and a final charge of $1.40. The Fee may be shown as a separate line item in Stripe Checkout, payment records, wallet interfaces where supported, and receipt-related descriptions. In-app purchase prices are the prices displayed by Apple in the App Store purchase sheet and do not use the website amount-entry flow.

The Fee is charged by Cameron Gupta LLC and should not be assumed to equal, mirror, or be limited to Stripe processing costs, card-network costs, bank fees, taxes, or any third-party fee unless Cameron Gupta LLC expressly states that in writing. Cameron Gupta LLC reserves the right to correct pricing errors, refuse transactions, cancel transactions, reject payments, or issue adjustments where permitted by law.

16. Digital Library and Digital Content

camerongupta.com may offer an optional Digital Library through which eligible signed-in account holders may view or download digital documents, files, or other digital content made available by Cameron Gupta LLC. Access to the Digital Library is a revocable privilege and a limited license, not a purchase of goods, not a transfer of ownership, and not a guaranteed, perpetual, or uninterrupted service.

Digital Library access is conditioned on maintaining an account in good standing and on at least one qualifying verified payment made through camerongupta.com while signed in to that account or an existing verified Apple Digital Library entitlement already recognized on that account. The GupSh0p iPhone application does not offer a new native library subscription, free trial, one-time library purchase, or library purchase-restoration screen. Any existing subscription-based access ends when its entitlement and any applicable billing-retry grace period end. Payments made while you are not signed in are not automatically linked to an existing account and do not automatically qualify that account for Digital Library access; to link a website payment to your account automatically, sign in before submitting payment. Cameron Gupta LLC may determine, individualize, expand, restrict, condition, suspend, or revoke each account’s access to the Digital Library or to any particular document at any time, in its sole discretion, subject to applicable law. The set of documents available to one account may differ from the set of documents available to another account, and no representation is made that any account will receive access to any particular document.

Digital documents may be delivered in protected form. Supported PDFs are 50 MiB or less and are individually password-protected using a customer-specific PDF unlock password applied at the time of each view or download; the unlock password is cryptographically derived when needed and is not stored in plain text by Cameron Gupta LLC on its servers. As described in the Privacy Policy, the iPhone application may cache that password in the protected iOS Keychain for a particular saved document. Library access remains account-specific, revocable, and subject to payment verification and document entitlements. You are responsible for maintaining the confidentiality of your account credentials and any document password associated with your account.

In the GupSh0p iPhone application, an eligible protected PDF may be decrypted locally on your device after your account and access are authenticated. The application can then open the file from its private Digital Library without asking you to enter the PDF password manually. For a password-protected file, the saved source copy remains password-protected; the application creates an unlocked working copy only as needed for viewing or sharing and protects that working copy with the application sandbox and available iOS data-protection controls. The application separates saved sources, cached unlock credentials, and working copies by a pseudonymous account-specific namespace so that signing in to another account on the same device does not make the prior account’s shelf available. Older saved files that cannot be safely attributed to an account may be quarantined and require a new download. The working copy exists while the in-app document preview is open, including while its share sheet is presented, and is designed to be removed when that preview closes; the application also clears working copies left by an interrupted prior launch when the document-access feature initializes again. The optional GupSh0p App Lock covers the application interface while enabled, but it does not add PDF password encryption to an exported copy.

When you choose Share Document in the GupSh0p iPhone application, the application provides Apple’s share sheet with an unlocked copy so that the destination you select can open it without the Digital Library password. After a copy is exported from the application, GupSh0p account controls, App Lock, revocation, the application sandbox, and the application’s on-device file protection no longer control that copy. The selected destination—including Files, Mail, Messages, a cloud-storage provider, another application or device, or a recipient—controls how the exported copy is stored, retained, secured, used, or disclosed under its own settings, terms, and privacy practices. Cameron Gupta LLC cannot retrieve, delete, revoke, secure, or control an exported copy and does not guarantee its confidentiality, availability, or compatibility after export. You are responsible for choosing an appropriate destination, securing or deleting exported copies, and ensuring that every export or disclosure is lawful and authorized. The availability or use of Share Document does not expand, transfer, sublicense, or otherwise modify the limited license granted below; only sharing expressly authorized by that license or by Cameron Gupta LLC in a signed writing is permitted.

Subject to your compliance with these Terms, Cameron Gupta LLC grants you a limited, personal, revocable, non-exclusive, non-transferable, non-sublicensable license to view and download documents made available to your account through the Digital Library for your own personal, non-commercial use. All Digital Library content remains the property of Cameron Gupta LLC or its licensors and is protected by intellectual property and other laws. Except as expressly permitted in a signed writing by Cameron Gupta LLC, you may not copy for redistribution, reproduce, distribute, publicly display, publicly post, upload to other services, sell, resell, rent, lend, modify, translate, create derivative works from, remove, bypass, or circumvent technical protection measures from, reverse engineer, or otherwise exploit any Digital Library content. This license terminates automatically upon violation of these Terms, revocation by Cameron Gupta LLC, or termination of your account or access.

Refunding, reversing, disputing, or charging back a qualifying payment may result in immediate suspension or termination of Digital Library access, in addition to any other rights and remedies available to Cameron Gupta LLC. When reviewing refund requests involving digital content, Cameron Gupta LLC may consider whether digital content was made available, accessed, viewed, downloaded, saved, or exported. Suspension, revocation, or termination stops future server listing and delivery as determined by Cameron Gupta LLC, but it may not technically disable, recall, or delete a source previously saved to a device, a cached on-device unlock credential, or an exported copy. Any termination of your license still applies to those copies, and you must stop using and delete them when required by these Terms or applicable law. Website downloads and source files saved within the iPhone application generally retain the technical protection applied at the time of download; temporary working copies and copies exported through the GupSh0p iPhone application are governed by the preceding paragraphs. Cameron Gupta LLC may change protection methods, passwords, security measures, eligibility rules, or delivery mechanisms at any time and does not guarantee that previously downloaded or saved copies will remain accessible, openable, or supported.

The Digital Library, its availability, its contents, its passwords, and its protection measures are provided AS IS and AS AVAILABLE, without warranties of any kind, as further described in the No Warranties section. Cameron Gupta LLC does not warrant that the Digital Library will be available at any particular time, that any document will remain available for any period, that any document is accurate, complete, current, or fit for any purpose, that documents will be compatible with your device, software, or PDF reader, or that access will be uninterrupted, secure, or error-free. Cameron Gupta LLC may add, remove, replace, rename, modify, restrict, suspend, or discontinue documents, features, protection measures, or the Digital Library itself at any time without notice, subject to applicable law.

17. GupVault and GupCoins

camerongupta.com may offer an optional participation and support product called the GupVault, through which signed-in account holders may purchase GupCoins. One GupCoin corresponds to $1.00 of base contribution. The base contribution determines a proportional allocation, recorded for attribution and reporting purposes, of the mining activity of a local Mac Studio computer operated by Cameron Gupta LLC during one or more defined, time-bounded epochs; each daily epoch runs midnight to midnight Eastern Time, and an allocation begins with the next daily epoch after the payment is completed and spreads evenly across the selected plan.

The GupVault currently operates in attribution mode. Your account receives compute allocation records, epoch reports, and estimated figures for transparency. No cryptocurrency, money, or other property is delivered, credited, or paid out to you. GupCoins are allocation weights only: they are not cryptocurrency, have no cash or monetary value, are not redeemable for cash or goods, are not transferable, are not a stored-value balance or deposit, and expire with the epochs they apply to. The GupVault is not an investment, a security, a loan, an interest-bearing product, or a yield product, and it is offered and purchased with no expectation of profit. Displayed hashrate figures, memory-bandwidth equivalents, and estimated mining amounts are illustrative, benchmark-based estimates only, not measurements, promises, or guarantees.

The following rules apply to every GupVault purchase:

• Compute allocations are calculated from the base contribution, excluding the 40% GupShop Platform & Operations Fee.
• Mining output varies based on network difficulty, pool performance, hardware uptime, software configuration, electricity interruptions, and coin price.
• GupShop does not guarantee any specific mining reward, cryptocurrency amount, dollar value, or profitability.
• Each compute allocation applies only to the selected epoch or epochs.
• If uptime for an epoch falls below any published uptime threshold, GupShop may roll over GupCoins pro rata into a future epoch.
• GupShop may pause mining for maintenance, security, software updates, overheating, power events, or network issues, and may modify, suspend, or discontinue the GupVault at any time, subject to applicable law.
• The account dashboard is the authoritative record for allocations, allocation percentages, and attribution status.
• The 40% Platform & Operations Fee is earned by Cameron Gupta LLC for operating and administering the service, consistent with the Pricing, Fees, and Final Amounts section.

18. Taxes

You are responsible for any applicable taxes, duties, assessments, governmental charges, reporting obligations, or similar obligations arising from your transaction, except to the extent Cameron Gupta LLC is legally required to collect, report, or remit such amounts. Cameron Gupta LLC does not provide tax advice.

19. Refund Policy

Refunds are not guaranteed. All refund requests are reviewed by Cameron Gupta LLC on an individual, case-by-case basis. Approval or denial of any refund request is within the sole discretion of Cameron Gupta LLC, except where a refund is expressly required by applicable law.

The submission of a refund request does not guarantee approval. Prior approval of a refund in one circumstance does not require approval of any future refund and does not create a course of dealing, waiver, promise, obligation, entitlement, or guaranteed refund policy.

Cameron Gupta LLC may consider any lawful factor when reviewing a refund request, including transaction amount, date and time of transaction, nature of the product, service, donation, payment, or Fee, whether the product, service, or digital content, including Digital Library documents, was delivered, accessed, viewed, downloaded, used, or made available, payment processor records, Stripe records, customer communications, suspected misuse, prior refund history, prior dispute history, administrative costs, processing costs, applicable law, and any other relevant fact or circumstance.

Approved refunds may be partial or full and may be reduced by fees, costs, processing charges, administrative costs, or other amounts where permitted by law. Refund timing may depend on Stripe, other payment processors, banks, card networks, wallet providers, and other third parties.

20. Payment Disputes

You agree to contact Cameron Gupta LLC in good faith before initiating a payment dispute, unless prohibited by law or where unauthorized activity requires immediate reporting to your financial institution.

Improper, abusive, or bad-faith payment disputes may result in denial of future transactions, account restrictions, collection efforts, reporting to payment processors, preservation of records, and pursuit of legal remedies.

Cameron Gupta LLC reserves the right to use transaction records, communications, IP logs, device information, receipts, checkout records, Stripe records, payment metadata, wallet records where available, and other evidence to respond to payment disputes, investigations, or legal proceedings.

21. Transaction Review and Verification

Cameron Gupta LLC reserves the right to conduct payment verification, risk review, security review, and compliance review at any time. Cameron Gupta LLC may delay, decline, cancel, refund, reverse, restrict, or review any transaction if it suspects misuse, unauthorized activity, security risk, legal risk, payment risk, dispute risk, or violation of these Terms.

Cameron Gupta LLC may collect, retain, use, and disclose information for risk management, dispute resolution, legal compliance, and enforcement as described in the Privacy Policy.

22. Refusal of Service

Cameron Gupta LLC reserves the right to refuse service, deny access, reject payments, cancel transactions, block users, restrict communications, or discontinue business with any person or entity at any time and for any lawful reason, subject to applicable law.

23. Intellectual Property

camerongupta.com and all content, design, layout, text, graphics, images, logos, branding, interfaces, source code, object code, scripts, files, Digital Library documents and other digital content, software, features, functionality, compilation, arrangement, trade dress, and other materials on or associated with camerongupta.com are owned by or licensed to Cameron Gupta LLC and are protected by intellectual property and other laws.

You may not copy, reproduce, distribute, modify, display, publish, transmit, create derivative works from, sell, license, exploit, or otherwise use any website content except as expressly permitted by Cameron Gupta LLC in writing. All rights not expressly granted are reserved.

24. Limited License

Subject to your compliance with these Terms, Cameron Gupta LLC grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use camerongupta.com for lawful personal or business purposes consistent with these Terms. This license may be revoked at any time.

25. User Submissions and Feedback

If you submit, upload, transmit, send, or otherwise provide any content, information, materials, communications, feedback, suggestions, ideas, files, text, images, or other submissions to Cameron Gupta LLC, you represent that you have all rights necessary to do so and that the submission is accurate, lawful, non-infringing, and not misleading.

You grant Cameron Gupta LLC a worldwide, perpetual, irrevocable, transferable, sublicensable, royalty-free license to use, reproduce, store, retain, process, modify, display, disclose, distribute, analyze, and otherwise exploit such submissions for business, operational, legal, security, compliance, customer service, dispute-resolution, marketing, and improvement purposes, subject to applicable law and the Privacy Policy.

Any feedback, suggestions, ideas, improvements, requests, or recommendations you provide may be used by Cameron Gupta LLC without restriction, compensation, attribution, obligation, or liability to you.

26. Third-Party Services

camerongupta.com may rely on or link to third-party services, including Stripe and other payment processors, wallet providers such as Apple Pay and Google Pay, hosting and infrastructure providers, email delivery providers, security tools, and other external services. Cameron Gupta LLC does not control and is not responsible for third-party services, policies, content, availability, accuracy, security, errors, delays, decisions, charges, holds, declines, disputes, or conduct. Your use of third-party services may be governed by third-party terms and privacy policies.

27. No Warranties

THE WEBSITE, CONTENT, SERVICES, PAYMENT FLOWS, TRANSACTION FUNCTIONALITY, INFORMATION, AND ALL RELATED MATERIALS ARE PROVIDED ON AN AS IS, AS AVAILABLE, AND WITH ALL FAULTS BASIS.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CAMERON GUPTA LLC DISCLAIMS ALL WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, SECURITY, RELIABILITY, COMPATIBILITY, AND ERROR-FREE OPERATION.

CAMERON GUPTA LLC DOES NOT WARRANT THAT CAMERONGUPTA.COM WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, ACCURATE, COMPLETE, CURRENT, FREE FROM DEFECTS, OR COMPATIBLE WITH ANY PARTICULAR DEVICE, BROWSER, PLATFORM, PAYMENT METHOD, WALLET, OR SYSTEM.

28. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CAMERON GUPTA LLC AND ITS OWNERS, MEMBERS, MANAGERS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, AFFILIATES, SERVICE PROVIDERS, SUCCESSORS, AND ASSIGNS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, ENHANCED, OR SIMILAR DAMAGES, INCLUDING LOST PROFITS, LOST REVENUE, LOST DATA, LOSS OF GOODWILL, BUSINESS INTERRUPTION, PAYMENT PROCESSING ERRORS, TRANSACTION DELAYS, PAYMENT DISPUTES, SECURITY INCIDENTS, DEVICE DAMAGE, OR THE LOSS, DISCLOSURE, MISUSE, OR INCOMPATIBILITY OF A DIGITAL LIBRARY COPY AFTER YOU EXPORT IT TO A THIRD-PARTY DESTINATION, ARISING OUT OF OR RELATED TO CAMERONGUPTA.COM, SERVICES, TRANSACTIONS, PAYMENTS, FEES, DONATIONS, OR THESE TERMS.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CAMERON GUPTA LLC’S TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATED TO CAMERONGUPTA.COM, SERVICES, A TRANSACTION, PAYMENT, FEE, DONATION, OR THESE TERMS SHALL NOT EXCEED THE GREATER OF THE AMOUNT YOU PAID TO CAMERON GUPTA LLC IN THE TRANSACTION GIVING RISE TO THE CLAIM OR ONE HUNDRED U.S. DOLLARS ($100.00).

Some jurisdictions do not allow certain limitations of liability. In such jurisdictions, liability will be limited to the maximum extent permitted by law.

29. Indemnification

You agree to indemnify, defend, and hold harmless Cameron Gupta LLC and its owners, members, managers, officers, employees, contractors, agents, affiliates, service providers, successors, and assigns from and against any claims, demands, causes of action, liabilities, damages, losses, costs, expenses, penalties, fines, judgments, settlements, and fees, including reasonable attorneys’ fees, arising out of or related to your access to or use of camerongupta.com; your violation of these Terms; your violation of applicable law; your violation of third-party rights; your payment, transaction, donation, Fee, refund request, or payment dispute; your export, sharing, disclosure, transmission, storage, or distribution of Digital Library content, including claims arising from a recipient, destination, or third-party service; your misrepresentation, negligence, or misconduct; your submissions or communications; or your unauthorized use of another person’s payment method, information, or identity.

Cameron Gupta LLC reserves the right to assume exclusive defense and control of any matter subject to indemnification, and you agree to cooperate with Cameron Gupta LLC.

30. Release

To the maximum extent permitted by law, you release Cameron Gupta LLC and its owners, members, managers, officers, employees, contractors, agents, affiliates, service providers, successors, and assigns from all claims, demands, damages, losses, liabilities, and causes of action arising out of or related to your use of camerongupta.com, third-party services, payment processors, wallet providers, transaction disputes, user conduct, or matters outside Cameron Gupta LLC’s reasonable control.

31. Force Majeure

Cameron Gupta LLC shall not be liable for delay, failure, interruption, error, loss, or damage caused by events beyond its reasonable control, including acts of God, natural disasters, storms, floods, fires, pandemics, epidemics, war, terrorism, riots, labor disputes, power outages, internet failures, hosting failures, payment processor failures, bank failures, card network issues, wallet-provider issues, government actions, legal restrictions, security incidents, supply chain disruptions, or other events beyond its reasonable control.

32. Governing Law

These Terms and any dispute, claim, controversy, or proceeding arising out of or related to camerongupta.com, transactions, payments, donations, Fees, services, the Privacy Policy, or these Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to conflict-of-law principles.

33. Venue and Jurisdiction

To the maximum extent permitted by law, you agree that any dispute, claim, controversy, lawsuit, or proceeding arising out of or related to camerongupta.com, transactions, payments, donations, Fees, services, the Privacy Policy, or these Terms shall be brought exclusively in the state or federal courts located in Sarasota County, Florida, or the federal district court having jurisdiction over Sarasota County, Florida. You consent to personal jurisdiction and venue in such courts and waive any objection based on inconvenient forum, lack of personal jurisdiction, or improper venue.

34. No Mandatory Arbitration Clause

These Terms do not impose a mandatory arbitration requirement. Unless Cameron Gupta LLC and you separately agree in a signed written agreement to arbitrate a specific dispute, disputes shall proceed in the courts specified in the Venue and Jurisdiction section, subject to all rights, defenses, limitations, waivers, and remedies contained in these Terms and available under applicable law.

35. Class Action Waiver

To the maximum extent permitted by law, you and Cameron Gupta LLC agree that any dispute shall be brought only on an individual basis and not as a class action, collective action, representative action, private attorney general action, consolidated action, or similar proceeding. You waive any right to participate in a class, collective, representative, consolidated, or private attorney general action against Cameron Gupta LLC.

36. Jury Trial Waiver

TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AND CAMERON GUPTA LLC KNOWINGLY, VOLUNTARILY, AND INTENTIONALLY WAIVE ANY RIGHT TO A TRIAL BY JURY IN ANY DISPUTE ARISING OUT OF OR RELATED TO CAMERONGUPTA.COM, TRANSACTIONS, PAYMENTS, DONATIONS, FEES, SERVICES, THE PRIVACY POLICY, OR THESE TERMS.

37. Time Limitation on Claims

To the maximum extent permitted by law, any claim or cause of action arising out of or related to camerongupta.com, transactions, payments, donations, Fees, services, the Privacy Policy, or these Terms must be filed within one year after the claim or cause of action arose, or it shall be permanently barred.

38. Electronic Communications and Records

By using camerongupta.com, submitting information, attempting a transaction, or completing a transaction, you consent to receive communications electronically, including notices, disclosures, receipts, confirmations, terms, policies, and other communications. You agree that electronic communications satisfy any legal requirement that communications be in writing, to the fullest extent permitted by law.

You agree that Cameron Gupta LLC’s business records, server logs, payment processor records, Stripe records, checkout records, receipts, transaction metadata, communications, operational and diagnostic records, risk records, and other electronic records may be used as evidence in connection with refunds, disputes, investigations, litigation, enforcement, and legal compliance.

39. Assignment, Severability, and No Waiver

You may not assign, transfer, delegate, or sublicense any rights or obligations under these Terms without Cameron Gupta LLC’s prior written consent. Cameron Gupta LLC may assign, transfer, delegate, sublicense, or otherwise convey its rights and obligations under these Terms at any time, including in connection with a merger, acquisition, sale of assets, financing, reorganization, change of control, or transfer of business operations.

If any provision of these Terms is held invalid, unlawful, void, or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable or, if modification is not possible, severed from these Terms. The remaining provisions shall remain in full force and effect.

Cameron Gupta LLC’s failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision. Any waiver must be in writing and signed by Cameron Gupta LLC.

40. Entire Agreement, Interpretation, and Survival

These Terms, together with the Privacy Policy and any incorporated notices, disclosures, checkout terms, refund terms, payment terms, or written agreements, constitute the entire agreement between you and Cameron Gupta LLC regarding camerongupta.com and supersede all prior or contemporaneous understandings, agreements, statements, representations, and communications relating to the subject matter.

Headings are for convenience only and do not affect interpretation. Words such as including mean including without limitation. The singular includes the plural and the plural includes the singular. These Terms shall not be construed against the drafter.

Any provisions that by their nature should survive termination or expiration shall survive, including provisions relating to payments, Fees, refunds, payment disputes, intellectual property, disclaimers, limitation of liability, indemnification, governing law, venue, no mandatory arbitration, class action waiver, jury trial waiver, records, and dispute resolution.

41. Contact Information

Questions regarding these Terms may be directed to Cameron Gupta LLC at camjgupta@gmail.com or by mail at 320 Central Avenue Unit 432, Sarasota, FL 34236. Website: camerongupta.com. This contact information is provided for legal purposes only.

42. Reservation of Rights

Cameron Gupta LLC reserves all rights, remedies, defenses, limitations, exclusions, exemptions, privileges, and protections available under applicable law. Nothing in these Terms shall be construed as a waiver of any right or remedy unless expressly stated in a signed writing by Cameron Gupta LLC.